10/09/2023 Encore Capital Group Inc (ECPG) EUR100m 144A/Reg S add-on to its E+425bp sr sec FRN due 01/15/28 (4.25y). Callable immediately at 101 until 12/21/23, then at 100. Ba2/NR/BB+ (stable/--/stable). Via MS (B&D)/DNB/ING jt glocos/Citizens/FITB/HSBC/MUFG/TSI/UBS/Zions jt books. No reg rights. List lux. NY law. Floats/pays quarterly vs 3mE. Settles 10/16 (T+5). Reg S temporary ISIN: XS2700030106. Permanent ISIN: XS2271247178. Immediately 144A (Reg S after 40 days) fungible with the original EUR415m issued priced 12/08/20. Final terms: E+425bp at 99.01. Priced: 3mE+425bp (0% floor) add-on at 99.01. Netroadshow was available. Books closed at 4pm UKT 10/09. UOP: pay down revolver. Biz: provides debt recovery solutions in the US (Midland Credit Management), the UK (Cabot Credit management), and other countries. HQ: San Diego, CA.