Book size: 1650; First Pay: 2027-02-11; Redemption: 2032-02-11; Registration: Reg S Only; Comments: EUR500m 7NC6 cpn fxd-to-frn 3.657% at 100, yld 3.657%. Spread: MS+105bps. DBR 0 02/15/32 +114.4bps (@86.11), HR 105%. Tax Call: Yes. LEI: 9KOGW2C2FCIOJQ7FF485;

Reoffer: 7NC6: MS+105bp / 100 / 3.657% Benchmark: 7NC6: DBR 0 15-Feb-32 @ 86.11 / B+114.4bp / HR 105% Final Books above €1.65bn (excl. JLM). Peak book above €3.25bn (excl. JLM). Launched: 7NC6: €500m @ MS+105bp - Orderbooks above €3.25bn (excl. JLM) Book Update: Books above €2.25bn (excl. JLM) IPTs: 7NC6: MS+140a Issuer: Česká spořitelna, a.s. (Ticker: CESSPO) LEI: 9KOGW2C2FCIOJQ7FF485 Issuer Ratings: A1/A (Moody's/Fitch) Expected Issue Ratings: Baa1/A (Moody's/Fitch) Status: Senior Non-Preferred Format: Reg S, Bearer Notes Currency / Size: €500m Tenor: 7NC6 Settlement Date: 11-Feb-26 (T+5) Optional Redemption Date: 11-Feb-32 Maturity Date: 11-Feb-33 Reoffer: MS+105bp / 3.657% / 100 Benchmark Bond: DBR 0 15-Feb-32 +114.4bps (@86.11), HR 105% Coupon: 3.657% per annum from (and including) the Issue Date to (but excluding) the Reset Date, payable annually in arrears on 11 February each year, with the first interest payable on 11-Feb-27; Act/Act (ICMA) following unadjusted Reset Coupon: If not redeemed at the Optional Redemption Date (=Reset Date), Notes will reset to 3-month EURIBOR + 105bps (3-month EURIBOR + original issue spread) p.a. from (and including) the Reset Date to (but excluding) the Maturity Date, payable quarterly in arrears on 11 May, 11 August, 11 November and 11 February with the first interest payable on 11-May-32. Act/360 modified following adjusted. No Set-off/Netting: Applicable Taxation and TaxCertification: The Issuer is required to withhold tax in respect of payments of principal and interest to Czech Tax Residents and Non-Qualifying Czech Tax Non-Residents. Certification relating to the identity and residency of beneficial owners will be required to be delivered through the clearing systems. See the Prospectus for further details. Further information on the certification process is also available on the website of the International Capital Market Services Association at www.icmsa.org Early Redemption at theOption of the Issuer: The Issuer may, upon giving not less than 15 Business Days' and not more than 45 Business Days' prior notice, redeem all but not some only of the Notes at their principal amount, together with accrued interest, if any, to, but excluding, the Optional Redemption Date on the Optional Redemption Date. Such early redemption shall only be possible if the conditions to redemption and repurchase set out in the Terms and Conditions are met. Early Redemption forMinimal OutstandingAggregate PrincipalAmount: The Issuer may, upon giving not less than 15 Business Days and not more than 45 Business Days' prior notice redeem all but not only some of the Notes at their principal amount together with accrued interest, if any, to but excluding the date fixed for redemption on the date fixed for redemption if at any time the aggregate principal amount of the Notes outstanding and held by persons other than the Issuer and its subsidiaries has fallen to 25 per cent. or less of the aggregate principal amount of the Notes originally issued (including any Notes additionally issued). Such early redemption shall only be possible if the conditions to redemption and repurchase set out in the Terms and Conditions are met. Business Days: T2 and Clearing Systems Clearing: Euroclear / Clearstream Documentation: Multi Issuer EMTN Programme, consisting of the Securities Note dated 28-Nov-25 and the Česká spořitelna, a.s.' Registration Document dated 28-Nov-25. The documentation for the drawdown will be prepared by the Joint Bookrunners' international legal counsel White & Case LLP (Frankfurt). Denoms/Listing/Law: €100k + €100k / Vienna Stock Exchange - Official Market / German law with Czech law status clause ISIN: XS3293838812 Selling Restrictions: Reg S, and as further set out in the Multi Issuer EMTN Programme Manufacturer target market: Manufacturer target market (MiFID II / UK MiFIR product governance) is eligible counterparties and professional investors only (all distribution channels). No EU or UK PRIIPs key information document (KID) has been prepared as not available to retail in the EEA or in the UK Advertisement: This announcement is an advertisement for the purposes of Prospectus Regulation (EU) 2017/1129. The Prospectus and any supplements are, and the Final Terms (when published) will, be available at: https://www.csas.cz/en/documents-to-download#/1017/Multi-Issuer-Programme Global Coordinator: Erste Group Joint Bookrunners: Danske Bank, Erste Group (B&D), HSBC, ING, Societe Generale and UniCredit Fees: The Banks will be paid a fee by the Issuer in respect of the placement of the Notes. Timing: Priced: 15:55 CET / FTT: 16:15 CET