Book size: 1900; Redemption: 2029-02-12; Registration: Reg S Only; Comments: EUR750m green 4NC3, cpn 3mEu+63 at 100. LEI: 549300PPXHEU2JF0AM85; Book size: 2100; Redemption: 2036-02-12; Registration: Reg S Only; Comments: EUR750m green 11NC10, cpn 3.75% at 99.435, yld 3.819%. Spread: MS+95. DBR 2.6 08/15/35 (DE000BU2Z056) + 100.3bps | 98.206 bid | HR: 100%. LEI: 549300PPXHEU2JF0AM85;

Green Notes Reoffer: 4NC3: 3m€+63 / 100 11NC10: MS+95 / 99.435 / 3.819% Benchmark: 11NC10: DBR 2.6 15-Aug-35 @ 98.206 / B+100.3 / HR 100% Tranche 1 (4NC3 FRN): Final Books >€1.9bn (incl. €75m JLM). Peak book >€2.4bn (incl. €125m JLM) Tranche 2 (11NC10 FXD): Final Books >€2.1bn. Peak book >€3.2bn (incl. €15m JLM) Launched: 4NC3: €750m @ 3m€+63 - Books >€2.4bn (incl 125m JLM) 11NC10: €750m @ MS+95 - Books >€3.2bn (incl 15m JLM) Book Update: Combined Books >€4.5bn (incl 140m JLM) IPTs: 4NC3: 3m€+90a 11NC10: MS+120/125 Issuer: Lloyds Banking Group plc LEI: 549300PPXHEU2JF0AM85 Ticker: LLOYDS Expected Issue Rating: A3/A-/A+ (Moody's/S&P/Fitch) Format: Senior, Unsecured / Reg S, Bearer, NGN Size: 4NC3 FRN: €750m 11NC10 FXD: €750m Settlement: 12-Feb-26 (T+5) Maturity Date: 4NC3 FRN: 12-Feb-30 11NC10 FXD: 12-Feb-37 Optional Redemption Date: 4NC3 FRN: 12-Feb-29 11NC10 FXD: 12-Feb-36 Reoffer: 4NC3 FRN: 3m€+63bps / 100 11NC10 FXD: MS+95bps / 99.435 / 3.819% ann. Benchmark: 4NC3 FRN: - 11NC10 FXD: DBR 2.6 15-Aug-35 (DE000BU2Z056) + 100.3bps / 98.206 bid / HR: 100% Initial Coupon: 4NC3 FRN: Floating, 3mEURIBOR+63bps, Quarterly in arrear, ACT/360 11NC10 FXD: 3.750% Fixed, Annual, ACT/ACT ICMA until the Optional Redemption Date Reset Coupon: 4NC3 FRN: Floating, 3mEURIBOR+63bps, Quarterly in arrear, ACT/360 11NC10 FXD: If not redeemed at the Optional Redemption Date, Notes will reset to a fixed rate equal to the 1-year EUR Mid-Swap Rate +95bps Documentation: Lloyds Banking Group plc £25bn Euro Medium Term Note Programme base prospectus dated 21 March 2025, as supplemented by the prospectus supplements dated 1 May 2025, 24 July 2025, 5 August 2025, 23 October 2025 and 30 January 2026 Listing/Law/Denoms: London (Main Market)/ English Law / 100k+1k Clearing: Euroclear, Clearstream MREL Eligibility: Intended to qualify as MREL and all applicable eligibility conditions to be met Loss Absorption Disqualification Event Redemption: Applicable at par ISIN/Common Code: 4NC3 FRN: XS3289964648 / 328996464 11NC10 FXD: XS3289969951 / 328996995 Joint Lead Managers: ABN AMRO, Goldman Sachs International, Lloyds (B&D), Mizuho and UBS Investment Bank Selling Restrictions: Reg S (Category 2), TEFRA D. No sales to EEA or UK retail Use of Proceeds: Proceeds will be used to finance and/or refinance eligible green assets as defined in Lloyds Banking Group's Sustainable Bond Framework dated 24 April 2024 Target Market: Manufacturer target market (MiFID II / UK MiFIR product governance) is eligible counterparties and professional investors only (all distribution channels). No EU or UK PRIIPs key information document (KID) has been prepared as not available to retail in the EEA or in the UK Timing: Priced. 4NC3 TOE: 15:14 UKT / 16:14 CET, 11NC10 TOE: 15:17 UKT / 16:17 CET. FTT: 15:35 UKT / 16:35 CET Fees: The Banks will be paid a fee by the Issuer in respect of the placement of the securities. Details of the fee may be made available upon request Advertisement: The Base Prospectus and supplements are available at https://www.lloydsbankinggroup.com/investors/fixed-income-investors/unsecured-funding/# and Final Terms, when published, will be available on the website of the London Stock Exchange: www.londonstockexchange.com.

Proceeds will be used to finance and/or refinance eligible green assets as defined in Lloyds Banking Group's Sustainable Bond Framework dated 24 April 2024