Book size: 850; First Pay: 2026-08-19; Registration: Reg S Only; Comments: GBP450m 5.5yr cpn fxd 4.6965% at 100, yld 4.702%. Spread: G+75. HR: 108% VS UKT 0 ¼ 07/31/31 @82.2 (mid) / 3.8985% (S/A) / 82.175 (bid). LEI: 2138002Y3WMK6RZS8H90. Deal Stats: By Geography: UK 81%, Continental Europe 10%, US Offshore 7%, Asia 2%. By Type: Fund Managers 86%, Agency/Ins/PF/CB 12%, Banks/PBs 2%;

Reoffer: 5.5yr: G+75bp / 100 / 4.702% Benchmark: 5.5yr: UKT 0.25 31-Jul-31 @ 82.2 / HR 108% Final Books: Over £775m (incl. £75m JLM interest). Peak book over £875m. Launched: £450m @ G+75bp - Books over £825m (incl. £75m JLM interest) Guidance: G+75bp - Books over £875m (incl. £75m JLM interest) IPTs: G+90a Issuer: First Abu Dhabi Bank PJSC Issuer LEI: 2138002Y3WMK6RZS8H90 Issuer Ratings: Aa3/AA-/AA- by Moody’s/S&P/Fitch (all with a stable outlook) Expected Issue Ratings: Aa3/AA-/AA- by Moody’s/S&P/Fitch Status of the Notes: Senior Unsecured Format: Regulation S Registered Notes, Cat 2 Documentation: USD 20,000,000,000 Euro Medium Term Note Programme as supplemented Currency: Great British Pound (“GBP”) Principal Amount: 450,000,000 Tenor: 5.5 Years Pricing Date: 12-Feb-26 Settlement Date: 19-Feb-26 (T+5) Maturity Date: 19-Aug-31 Coupon: 4.6965 (Fixed rate, payable annually, Actual/Actual (ICMA)), short first coupon Interest Payment Dates: Annually on 19 August each year, up to and including the Maturity Date, subject to the (unadjusted) Following Business Day Convention (for payment purposes only). First Periodic Distribution Date is 19-Aug-26 Reoffer Price: 100% Reoffer Yield: 4.702% (Annual) Reference Benchmark: HR: 108% VS UKT 0 ¼ 31-Jul-31 @82.2 (mid) / 3.8985% (S/A) / 82.175 (bid) Spread to Benchmark: 75bps Business Days: London Principal Redemption: Redemption at par Specified Denominations: GBP 100,000 and integral multiples of GBP 1,000 in excess thereof Conditions Precedent: As per the Subscription Agreement Governing Law: English Law Listing: London Stock Exchange main market Clearing: Euroclear and Clearstream, Luxembourg Joint Lead Managers and Joint Bookrunners: Barclays, Deutsche Bank, First Abu Dhabi Bank, Standard Chartered Bank and TD Securities Billing and Delivery Agent: Standard Chartered Bank ISIN: XS3300297572 Common Code: 330029757 TOE: 14:34 UKT FTT: 15:30 UKT Stabilisation: FCA/ICMA