Book size: 1400; Registration: Reg S Only; Comments: EUR800m Green, cpn 2.696% at 100, yld 2.696%. Spread: MS+29. DBR 0 02/15/31 @ 89.49 / B+43.7bps. LEI: 9884002AAOBT56QW9B80;

Green Bond Reoffer: 5yr: MS+29bp / 100 / 2.696% Benchmark: DBR 0 15-Feb-31 @ 89.49 / B+43.7bp Final books: Above €1.4bn incl. €130m JLM good at reoffer. Peak books above €2bn incl. €125m JLM (pre-rec) Spread Set: 5yr: MS+29bp - Books above €2bn incl. €125m JLM (pre-rec) Guidance: 5yr: MS+36bp area Issuer: Korea Housing Finance Corporation (KHFC) Issuer Ratings: Aa2/AA (Moody's/S&P) (All Stable) Expected Issue Ratings: Aaa/AAA (Moody's/S&P) Security Type: Statutory Covered Bond under the KHFC Act (drawdown from KHFC's US$15bn Global Covered Bond Programme) Format: Reg S, Registered form, Category 2 Size: €800m Settlement: 04-Mar-26 (T+5) Maturity: 04-Mar-31, hard bullet Reoffer: MS+29bp / 100 / 2.696% Benchmark: DBR 0 15-Feb-31 @ 89.49 / B+43.7bp Coupon: 2.696%, Fixed Rate, Annual Act/Act Terms: 100k/1k Denoms, English Law Listings: SGX-ST, Frankfurt Stock Exchange and Euro MTF (Luxembourg Stock Exchange) (expected) Joint Lead Managers: Crédit Agricole CIB/ING/J.P. Morgan/Societe Generale/Standard Chartered Bank (B&D) UoP: An amount equal to the net proceeds from the issue of the Covered Bonds will be used to finance and/or refinance, in whole or in part, new or existing eligible green project categories meeting the eligibility criteria set out in KHFC's Sustainable Financing Framework (which is available on the Issuer's website) Netroadshow: www.netroadshow.com | KHFCEUR2026 Sustainable Financing Framework: https://www.hf.go.kr/en/sub06/sub06_06_02.do Timing: TOE 13.23 UKT / FTT 13.35 UKT ISIN: XS3284973107 Common Code: 328497310 LEI: 9884002AAOBT56QW9B80

To finance and/or refinance, in whole or in part, new or existing eligible green project categories meeting the eligibility criteria set out in KHFC’s Sustainable Financing Framework (which is available on the Issuer’s website)