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Commentary & Deal Flow

PRICED: NatWest Group US$750m 21nc20 FRR Sub Notes @T+130

IGC European Market: Deal Flow - GeneralIGC US Market: Deal Flow - General

NatWest Group PLC (NWG) exp Baa1/BBB+/A- (s/s/s) US$750m SEC registered 21nc20 fixed rate reset subordinated T2 notes due 3/3/47. Interest reset date/optional redemption date: 3/3/46. Tax Changes Call. Regulatory / Capital Disqualification Call. GS/JPM/NatWest (B&D)/TD/UBS/WFS joint active books. Coupon: Fixed to Fixed, Semi-Annual, 30/360. If not redeemed on the Optional Redemption Date, the coupon resets on the Reset Date to benchmark vs the 1 year Constant Maturity Treasury from the H.15 publication plus the original spread. Set-off/Default events: Noteholder waives right to set-off; Limited events of Default - please refer to Preliminary Prospectus Supplement. Denoms: 200,000 x 1,000. Listing: NYSE. Selling restrictions: Sales to Canada – Yes, via exemptionPlease refer to Preliminary Prospectus Supplement for further selling restrictions. Governing Law: New York. UOP: gcp. Pricing 2/26. Settle 3/3 (T+3).

IPTs: T+155 area.

LAUNCHED: $750m 21nc20 at T+130.

PRICED: $750m 5.908% 3/3/47 100.00 5.908%. T+130 (reset).