Commentary & Deal Flow

Coupon

Fixed Rate, Semi-Annual, 30/360 (following, unadjusted) until the Optional Redemption Date, and thereafter the interest rate on the securities will reset to a Floating Rate, Quarterly, Act/360 (modified, following, adjusted) equal to Compounded SOFR Index Rate plus [●]%. Minimum Rate of Interest of 0 per cent.

Fixed Rate, Semi-Annual, 30/360 (following, unadjusted) until the Optional Redemption Date, and thereafter the interest rate on the securities will reset to a Floating Rate, Quarterly, Act/360 (modified, following, adjusted) equal to Compounded SOFR Index Rate plus [●]%. Minimum Rate of Interest of 0 per cent.

Clean-up Call

The Issuer may redeem the securities in whole, at any time, at par, if 75 percent or more of the initial aggregate nominal amount of the securities has been redeemed or purchased by the Issuer, and cancelled, as further described in the Offering Memorandum

Denominations

200,000 x 1,000

Governing Law

New York; except the status of the securities, the capacity of the Issuer to issue and execute the securities and enter into the Fiscal Agency Agreement, the relevant corporate resolutions and the provisions of the securities and Section 18 of the Fiscal Agency Agreement relating to the exercise and effect of the Loss Absorbing Power by the Relevant Resolution Authority and the acknowledgment of the same are governed by, and shall be construed in accordance with, Spanish law

Listing

Global Exchange Market of Euronext Dublin

Documentation

CaixaBank US$12,500,000,000 Senior Preferred, Senior Non-Preferred and Subordinated U.S. Medium-Term Notes Program Offering Memorandum dated March 20, 2026

ISIN

144A: US12803RAN44

REGS: USE2428RAN55

144A: US12803RAP91

REGS: USE2428RAP04

Cusip

144A: 12803R AN4

REGS: E2428R AN5

144A: 12803R AP9

REGS: E2428R AP0

Use of Proceeds

General Corporate Purposes

Book Runner(s)

Active: BARCS, BofA, CAIXA, C, JPM, SG

Timing

Books open, today's business

Selling Restrictions

There are restrictions on the offer, sale and transfer of the securities in the United States, Canada, the United Kingdom, the EEA, Spain, Singapore, Hong Kong and Japan.

Sale into Canada

Yes - Exemption

Additional Information

Target Market: Manufacturer target market (MiFID II / UK MiFIR product governance) is eligible counterparties and professional clients (all distribution channels). No EEA PRIIPs key information document or UK disclosure document required by the FCA Product Disclosure Sourcebook (DISC) has been prepared as not available to retail in EEA or in the UK