Commentary & Deal Flow

Final Books in excess of €2.55bn. Peak book in excess of €2.8bn.

Launched: 3.8yr: €900m @ MS+85bp - Book in excess of €2.8bn
Spread set at: 3.8yr: MS+85bp - Book in excess of €2.7bn
IPTs: 3.8yr: MS+115-120bp

• Issuer: RCI Banque S.A. (operating under the commercial brand Mobilize Financial Services)
• Ticker: RENAUL
• Country: FR
• Issuer LEI: 96950001WI712W7PQG45
• Issuer Ratings: Baa1/BBB- (Moody's/S&P)
• Expected Issue Ratings: Baa1/BBB- (Moody's/S&P)
• Format: Senior Preferred, Unsecured, Reg S Bearer Dematerialised Notes
• Ranking: Senior Preferred
• Size: €900m
• Maturity: 22-Feb-30 (3.8-year)
• Coupon: Fixed, short first, Annually, Act/Act
• UoP: General Corporate Purposes
• Documentation: EMTN, 3m par call
• Denominations: €100k+100k
• Listing: Euronext-Paris
• Governing Law: French law
• Joint Bookrunners: BBVA, BNP Paribas, Commerzbank (B&D), Mizuho
• Reference Benchmark: DBR 0 15-Feb-30 / HR 104%
• Hedge Deadline: 15.55 UKT / 16.55 CET
• Target Market: EU MiFID II AND UK MiFIR TARGET MARKET: Eligible counterparties and professional clients. All channels for distribution to eligible counterparties and professional clients are appropriate. No PRIIPs key information document (KID) or UK CCI disclosure document has been prepared as not a packaged product
• Advertisement: The Base Prospectus and its supplement are available and the Final Terms (when published) will be available at www.amf-france.org and on the Issuer’s website (https://www.mobilize-fs.com/en/finance/debt-prospectus-and-programmes).
• Schedule: Books open, today's business
• Books Subject: 12:30 UKT / 13:30 CET
• Timing: Pricing 14-Apr-26
• Settle: 22-Apr-26 (T+6)
• ISIN: FR0014017Y03