Commentary & Deal Flow

Reoffer: 3.8yr: MS+85bp / 99.956 / 3.640%
Benchmark: 3.8yr: DBR 0 15-Feb-30 @ 90.525 / B+101.1bp / HR 104%

Final Books in excess of €2.55bn. Peak book in excess of €2.8bn.

Launched: 3.8yr: €900m @ MS+85bp - Book in excess of €2.8bn
Spread set at: 3.8yr: MS+85bp - Book in excess of €2.7bn
IPTs: 3.8yr: MS+115-120bp

• Issuer: RCI Banque S.A. (operating under the commercial brand Mobilize Financial Services)
• Ticker: RENAUL
• Country: FR
• Issuer LEI: 96950001WI712W7PQG45
• Issuer Ratings: Baa1/BBB- (Moody's/S&P)
• Exp. Issue Ratings: Baa1/BBB- (Moody's/S&P)
• Format of notes: Senior Preferred, Unsecured, Reg S Bearer Dematerialised Notes
• Pricing Date: 14-Apr-26
• Settlement Date: 22-Apr-26 (T+6)
• Maturity: 22-Feb-30 (3.8-year)
• Size: €900m
• Coupon: 3.625%, Fixed, Annually, Act/Act
• Reoffer: MS+85bp / 99.956 / 3.640%
• Benchmark: DBR 0 15-Feb-30 @ 90.525 / B+101.1bp / HR 104%
• Make-Whole Call: B+15bp
• ISIN Code: FR0014017Y03
• Documentation: EMTN / €100k+100k / Euronext-Paris / French law / 3m par call
• UoP: General Corporate Purposes
• Joint Bookrunners: BBVA, BNP Paribas, Commerzbank (B&D), Mizuho
• Target Market: EU MiFID II & UK MIFIR: Eligible counterparties, professional clients and retail clients. All channels for distribution to eligible counterparties and professional clients are appropriate; and the following channels for distribution of the Notes to retail clients are appropriate – investment advice, portfolio management, non-advised sales and pure execution services, subject to the distributor’s suitability and appropriateness obligations under EU MiFID II, as applicable.UK MIFIR: eligible counterparties and professional clients only. Sales to UK retail investors are not permitted. FOR THE AVOIDANCE OF DOUBT, THERE WILL BE NO SALES TO RETAIL INVESTORS UNDER ANY JURIDICTIONS IN PRIMARY MARKET. No PRIIPs key information document (KID) has been prepared as not a packaged product.
• Advertisement: The Base Prospectus and its supplement are available and the Final Terms (when published) will be available at www.amf-france.org and on the Issuer’s website (https://www.mobilize-fs.com/en/finance/debt-prospectus-and-programmes).
• Timing: Priced. TOE: 16:01 UKT / 17:01 CET, FTT: 16:15 UKT / 17:15 CET