Commentary & Deal Flow

Combined books over US$8.5bn (incl. US$275m JLM + US$250k add'l "prop" per SFC code)
Guidance: 3yr FRN: SOFR+48# 5yr FXD: T+33# - Combined books over US$8.5bn (incl. US$275m JLM + US$250k add'l "prop" per SFC code)

Book Update: Books over US$5bn (incl. US$75m JLM int.)
IPTs: 3yr FRN: SOFR+85a 5yr FXD: T+70a

• Issuer: Kookmin Bank
• Issuer Ratings: Aa3 (Stable) by Moody’s / A+ (Stable) by S&P / A (Stable) by Fitch
• Exp. Issue Ratings: Aa3 by Moody’s / A+ by S&P
• Status: 144A/Reg S, Registered Form, Issued under Kookmin Bank’s US$10bn GMTN programme
• Ranking: Senior Unsecured
• Size: US$700m Total (Capped) / US$ Benchmark (each tranche)
• Settlement Date: 07-May-26
• Maturity Date:
• • 3yr FRN: 07-May-29
  • 5yr FXD: 07-May-31
• Reference Benchmark: 5yr FXD: T 3.875% 31-Mar-31
• SOFR Convention: Compounded Daily SOFR in arrear and paid quarterly (5 U.S. Government Securities Business Days Lookback)
• Day Count / Business Day Convention:
• • 3yr FRN: ACT/360, Adjusted / Modified Following Business Day
  • 5yr FXD: 30/360, Unadjusted / Following Business Day
• Denominations: US$200k/1k
• Governing Law: English Law
• Listing: SGX-ST
• Use of Proceeds: General Corporate Purposes
• Joint Bookrunners: BofA Securities, Citigroup (B&D), HSBC, Korea Development Bank, MUFG and Standard Chartered Bank
• Books: Asia & EMEA books subject.
• Timing: Today’s business