Commentary & Deal Flow

Guidance: 5.8yr: MS+39a

• Issuer: Arkéa Home Loans SFH
• Ticker: CMARK
• LEI: 9695003L69OAFQ15LD18
• Instrument: OBLIGATIONS DE FINANCEMENT DE L'HABITAT - ECBC Label - EU harmonisation label European Covered Bond (Premium) - CRR compliant & LCR eligible
• Expected Issue Ratings: Aaa/AAA (Moody's/Fitch)
• Size: € Benchmark
• Maturity: 16-Feb-32
• Settlement: 06-May-26 (T+5)
• Guidance: MS + 39 bps area
• Coupon: Fixed, Annual, Act/Act ICMA, short first
• Documentation: EUR 21bn Covered Bond Programme dated 15-Apr-26 - The Base Prospectus and the Final Terms, once available, can be found at: Home Loans SFH - Crédit Mutuel Arkea (cm-arkea.com)
• Form: Dematerialised Notes in bearer form
• Distribution: Reg S Only
• Denominations: €100,000 + €100,000
• Listing: Euronext Paris
• Selling Restrictions: As set out in the Base Prospectus
• Governing Law: French Law
• Clearing System(s): Euroclear France
• Use of Proceeds: General Corporate Purposes
• Target Market: Manufacturer target market (MiFID II product governance) is eligible counterparties and professional clients only (all distribution channels). No PRIIPs KID as not available to retail in the EEA.
• Joint Bookrunners: ABN AMRO, Crédit Agricole CIB, Crédit Mutuel Arkea, Santander (B&D), TD Securities and UniCredit
• Fees: The Joint Lead Managers will be paid a fee in connection with the transaction. Details of the fee may be available to investors upon request
• ISIN: FR00140182I0
• Timing: Books open, today's business
• Advertisement: The Base Prospectus and the Final Terms, once available, can be found at: EMTN program - Crédit Mutuel Arkea (cm-arkea.com)