Commentary & Deal Flow

BKS Bank AG, (ticker: "BKUSAV") rated BBB+ (stable) by S&P, has mandated Erste Group as Global Coordinator and DekaBank, Erste Group, Jyske Bank and NORD/LB as Joint Lead Managers to arrange a series of virtual fixed income investor meetings commencing on 26-May-26. An electronic investor presentation will be made available. Erste Group will be coordinating logistics.

An expected €250m (no-grow), Reg S, MREL-eligible Green Senior Preferred bond 5-year EUR offering will follow, subject to market conditions. The Notes are expected to be rated BBB+ by S&P.

• Manufacturer target market (MIFID II product governance): eligible counterparties and professional clients only (all distribution channels). No PRIIPs KID as not available to retail in the EEA.

Company Representatives:
Clemens Bousquet – Member of the Management Board
Ferdinand Pinkelnig – Head of Treasury & Financial Institutions
Philipp Chladek – Head of Investor Relations

Call Schedule:
Tuesday, 26-May-26
#1 12:00 - 12:50 CET 1-on-1 / Group Call
#2 13:00 - 13:50 CET 1-on-1 / Group Call
#3 14:00 - 14:50 CET 1-on-1 / Group Call
#4 16:00 - 16:50 CET 1-on-1 / Group Call
#5 17:00 - 17:50 CET 1-on-1 / Group Call
#6 18:00 - 18:50 CET 1-on-1 / Group Call
The issuer is available for further 1-on-1 calls upon request.

• Investor Relations Link: https://www.bks.at/investor-relations
• Base prospectus: dated 08-Apr-26, and its supplement dated 19-May-26 https://www.bks.at/ueber-uns/investor-relations/anleiheemissionen
• Investor Presentation (ENG): https://www.bks.at/mbxs8qn54zwj/TiwADEmdEzGmRb4ePAaRj/9b68392b9ea6b7e5048dc2f8d9ff59bc/BKS_IP_1Q26_260518.pdf
• Annual Report 2025 (GER): https://www.bks.at/geschaeftsbericht-2025
• Annual Report 2025 (ENG): https://www.bks.at/mbxs8qn54zwj/2WWWH9SzgWliDAdJK77uJ5/faa64cd509a8f697599ee9ec6f15b9e1/Annual_Report_2025_FINAL.pdf
• Sustainable Bond Framework (GER): https://www.bks.at/mbxs8qn54zwj/3BKUjnwY9vT8Tf7efpmcN6/24251929473fc2a1c45bcd3304179f58/Sustainable_Bond_Framework_BKS_2026.pdf
• Sustainable Bond Framework (ENG): https://www.bks.at/mbxs8qn54zwj/7gQ6kHzVbabuSiVI7rY5CM/e8bdd4f65375b1d966d3382866941d86/Sustainable_Bond_Framework_BKS_2026_en.pdf
• Second Party Opinion (ENG): https://www.bks.at/mbxs8qn54zwj/5i9h04z34uXVmuTd8yEfyu/2d16a4eabc0092d7709752937e794c0c/BKS_Bank_AG_Public_SPO.pdf