Status: Belgian Mortgage Pandbrieven (collateral 100% Prime Belgian Residential Mortgages)
EU Harmonisation Label: European Covered Bond (Premium)
Size: €750m (WNG)
Price Guidance: MS+28bps area
Settlement Date: 09-Jun-26 (T+5)
Maturity Date: 09-Sep-31 – 5.25yr Soft Bullet
Coupon: Fixed Annual, Short first
Coupon during Extended Maturity: 1 month Euribor + [.]bps, per annum, monthly in arrear, from 09-Sep-31 until 09-Sep-32
Day Count Fraction until the Maturity Date: Actual/actual (ICMA)
Business Day Convention until the Maturity Date: Following Business Day Convention, unadjusted
Day Count Fraction during Extended Maturity: Actual/360
Business Day Convention during Extended Maturity: Following Business Day Convention, adjusted
Business Day Centre: T2, Brussels
Denomination: €100,000 + €100,000
Listing: Euronext Brussels
Governing Law: Belgian Law
Joint Lead Managers: Danske Bank, Erste Group, ING, La Banque Postale, LBBW, NORD/LB and SEB
Documentation: Issued off the ING Belgium NV/SA €20bn Residential Mortgage Pandbrieven Programme dated 26-May-26
Security Format: Dematerialized Notes in the X/N Clearing System of the National Bank of Belgium (“NBB”), Reg S.
Target market: MiFID II professionals/ECPs-only/No PRIIPs KID – Manufacturer target market (MIFID II product governance) is eligible counterparties and professional clients only (all distribution channels). No EU PRIIPs key information document (KID) has been prepared as not available to retail in EEA
Fees: The Joint Lead Managers will be paid a fee in connection to the transaction. Details of the fee may be available to investors upon request from your usual contact sales.
Timing: Books open, today's business
Advertisement: This Term Sheet is an advertisement for the purposes of Regulation (EU) 2017/1129 (the “Prospectus Regulation”). It is not a prospectus or final terms for the purposes of the Prospectus Regulation. The Prospectus dated 26-May-26, and its supplement(s) thereto are available at https://www.ing.be/en/individuals/about-us/investor-information/residential-mortgage-pandbrieven-programme and the Final Terms, when published, will be available on the same website