Commentary & Deal Flow

Reoffer: 5.2yr: MS+110bp / 99.915 / 4.021%
Benchmark: 5.2yr: DBR 0% 31-Aug-31 @ 86.76 / B+123.9bp / HR 105%

Final Books: €2.3bn+. Peak book €2.3bn+ (pre-rec).

Launched: 5.2yr: €750m @ MS+110bp - Books are in excess of €2.3bn (pre-rec)
IPTs: 5.2yr: MS+140a

• Issuer: RCI Banque S.A. (operating under the commercial brand Mobilize Financial Services)
• Issuer LEI: 96950001WI712W7PQG45
• Issuer Ratings: Baa1 stable /BBB- stable (Moody’s/S&P)
• Exp. Issue Ratings: Baa1/BBB- (Moody’s/S&P)
• Format of notes: Senior Preferred, Unsecured, Green Bond, Reg S Bearer Dematerialised Notes
• Settlement Date: 19-Jun-26 (T+7)
• Tenor: 5.2 year
• Maturity: 19-Aug-31
• Size: €750m
• Reoffer: MS+110 / 99.915 / 4.021%
• Benchmark: 123.9bps vs. DBR 0% Aug-31 TWIN (86.76) HR:105%
• Coupon: 4.00% Fixed, Ann, Act/Act ICMA, Short First
• ISIN Code: FR00140193X6
• Documentation: EMTN Programme dated 18-Dec-25, as supplemented by the first supplement dated 5-Mar-26 and the second supplement dated 9-Apr-26 / €100k+100k / Euronext Paris / French law / 3m par call
• UoP: An equivalent amount to the net proceeds from the issue of the bonds will be used to finance or refinance loans and lease contracts for Eligible Vehicles and Eligible Infrastructure (the Eligible Green Portfolio) fulfilling the Eligibility Criteria as defined in the issuer’s Green Bond Framework
• Joint Bookrunners: BofA Securities, CIC CIB, NatWest, UniCredit (B&D)
• Target Market: EU MiFID II AND UK MiFIR TARGET MARKET: Eligible counterparties and professional clients. All channels for distribution to eligible counterparties and professional clients are appropriate. No PRIIPs key information document (KID) or UK CCI disclosure document has been prepared as not a packaged product
• Advertisement: The Base Prospectus and its supplements are available and the Final Terms (when published) will be available at www.amf-france.org and on the Issuer’s website (https://www.mobilize-fs.com/en/finance/debt-prospectus-and-programmes).
• ESG Information: The Green Bond Framework 2024 and SPO are available on the Issuer’s website (https://www.mobilize-fs.com/en/finance/green-bonds). The Green Bond Framework does not form part of the Base Prospectus or the Final Terms.
• TOE / FTT: 15.52 UKT / 16.15 UKT