Commentary & Deal Flow

OTP Bank Nyrt., one of the leading banking groups in Central and Eastern Europe with around 76% of group assets in European Union countries, rated A3/BBB/BBB+ (Moody's/S&P/Scope), has mandated Citi, Erste Group, J.P. Morgan, Morgan Stanley, OTP Bank and Societe Generale to arrange a series of fixed income investor calls. A pre-recorded investor presentation has been made available. J.P. Morgan will be coordinating logistics.

An expected benchmark, Reg S only, 10.5NC5.5 Subordinated Tier 2 EUR-denominated offering will follow, subject to market conditions. The Notes are expected to be rated Ba1/BB+ (Moody's/Scope) and will be issued under the Issuer's €7bn EMTN programme.

The Issuer has received an expression of interest from an international financial institution (“IFI”), which may, at its discretion, elect to place an order to participate in the offering as an investor.

Company Representatives:

• Sándor Pataki – Director, IR&DCM
• Imre Babarczi – Head of DCM Funding

Call Schedule:

• Call format: 1-on-1 or small group calls – 45min slots
• Schedule for Monday, 15-Jun-26:
• • Slot 1: 12:30 CET / 11:30 UKT (45m)
  • Slot 2: 13:30 CET / 12:30 UKT (45m)
  • Slot 3: 14:30 CET / 13:30 UKT (45m)
  • Slot 4: 15:30 CET / 14:30 UKT (45m)
  • Slot 5: 16:30 CET / 15:30 UKT (45m)
  • Slot 6: 17:30 CET / 16:30 UKT (45m)

DealRoadshow Information:

• Investor Presentation and Preliminary Prospectus can be found via: https://dealroadshow.com
• Deal code: OTP2026
• Direct Link: https://dealroadshow.com/e/OTP2026