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Commentary & Deal Flow

NEW ISSUE: Paragon Bank £ bmk 3yr CB; SONIA+53a

IGC European Market: Deal Flow - General

Issuer

Term

Maturity

Size

Ranking

Type

Guidance

ISIN

Paragon Bank PLC

3yr

20-Sep-29

£ bmk

CB

Floating

SONIA+53a

XS3432918335


Guidance: 3yr: SONIA+53a


  • Issuer: Paragon Bank PLC (Ticker: "PAGLN")
  • Issuer LEI: 213800ZD686TR7FEP983
  • Guarantor: Paragon Covered Bonds LLP
  • Expected Issue Rating: Aaa/AAA (Moody's/Fitch)
  • Format: UK Regulated Covered Bonds, Reg S, Bearer (TEFRA D)
  • Currency: GBP
  • Size: Benchmark
  • Trade Date: 08-Jul-26
  • Settlement Date: 15-Jul-26 (T+5)
  • Final Maturity Date: 20-Sep-29 (soft bullet)
  • Coupon: SONIA + [•]bps Floating, Compounded Daily SONIA, 5 day lag, Quarterly, ACT/365 (Fixed)
  • Business Day Convention: Modified Following
  • Interest Determination Date(s): Fifth London Banking Day prior to the end of each Interest Period
  • Guidance: SONIA + 53bps area
  • Reoffer Price: 100%
  • Documentation: Issued off the Paragon Bank PLC’s GBP 5bn Covered Bond Programme Base Prospectus dated 23-Feb-26 (the “Base Prospectus”)
  • Listing / Governing Law: Main Market of the London Stock Exchange / English
  • Denominations: GBP 100k + 1k
  • ISIN / Common Code: XS3432918335 / 343291833
  • Joint Lead Managers: Barclays, BMO Capital Markets, BNP PARIBAS, NatWest
  • Fee: The Joint Lead Managers will be paid a fee by the Issuer in respect of the placement of the securities. Details of the fee may be made available on request to investors participating in the transaction
  • Selling Restrictions: Reg S (Category 2). TEFRA D. No sales to EEA or UK retail. Further restrictions as per the Base Prospectus.
  • Target Market: Manufacturer target market (MIFID II product governance and UK MiFIR product governance) is eligible counterparties and professional clients only (all distribution channels). No PRIIPs key information document / CCI disclosure document has been prepared as not available to retail in the EEA or in the UK
  • Advertisement: The Base Prospectus and supporting Covered Bond information, as well as the Final Terms (when published) are available at: https://www.paragonbankinggroup.co.uk/investors/fixed-income/covered-bond/covered-bond-information
  • Timing: Books open, today’s business