Exp. issue ratings: Aa3 (Moody’s) / AA- (S&P) A securities rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any time, and each rating should be evaluated independently of any other rating
Status of the Notes: Restricted Senior Preferred Instruments
Maturity Date: 14-Sep-33 (7yr)
Settlement: 14-Sep-26 (T+5)
Issue Size: exp EUR 500mn
Coupon: Fixed, Annual, payable in arrear
Coupon Payment Dates: 14 September in each year, commencing on 14-Sep-27
Day Count Fraction / Business Day Convention: Act/Act ICMA / Following
Early Redemption: Subject to certain conditions (including prior regulatory approval), early redemption of the Instruments will be permitted for taxation reasons or upon the occurrence of an MREL Disqualification Event (partial or full disqualification)
Substitution and Variation: If an MREL Disqualification Event has occurred and is continuing or to ensure the effectiveness or enforceability of bail-in, the Issuer may substitute or vary the terms of all (but not some only) of the Instruments, without any requirement for the consent or approval of Holders such that they remain or, as appropriate, become, Compliant Instruments (subject to certain pre-conditions including not materially less favourable to Holders)
Acknowledgement of Bail-in and Loss Absorption Powers: Contractual acknowledgement of Finnish bail-in and loss absorption powers
Denominations: EUR 100,000 (and integral multiples of EUR 1,000 in excess thereof)
Listing: Euronext Dublin (regulated)
Clearing: Euroclear / Clearstream, Luxembourg
Governing Law: Finnish law
Documentation: The Issuer’s EUR 25,000,000,000 Euro Medium Term Note Programme described in the Base Prospectus dated 18-Dec-25, as supplemented from time to time (the “Programme”)
Selling Restrictions: As per the Programme, Reg. S Compliance Category 2, TEFRA D
Target Market: Manufacturer target market (MIFID II/UK MiFIR product governance, as appropriate) is eligible counterparties and professional clients only (all distribution channels). No EEA PRIIPs KID or UK PRIIPs KID/CCI product summary has been prepared as not available to retail in EEA or the UK
Use of Proceeds: General corporate purposes
Bookrunners: Barclays, Crédit Agricole CIB, Nomura, OP Corporate Bank