Commentary & Deal Flow

IPTs: Long 4yr: MS+140a Long 7yr: MS+175a

• Issuer: RCI Banque S.A. (Ticker: RENAUL, Country: FR), operating under the commercial brand Mobilize Financial Services
• Issuer LEI: 96950001WI712W7PQG45
• Issuer Ratings: Baa1 stable /BBB- stable (Moody’s/S&P)
• Exp. Issue Ratings: Baa1/BBB- (Moody’s/S&P)
• Format of notes: Senior Preferred, Unsecured, Reg S Bearer Dematerialised Notes
• Settlement Date: 24-Sep-26 (T+8)
• Tranche:
  • Long 4yr: Long 4 years Fixed
  • Long 7yr: Long 7 years Fixed
• Maturity:
  • Long 4yr: 24-Feb-31
  • Long 7yr: 24-Nov-33
• Size: € Benchmark (each tranche)
• Coupon:
  • Long 4yr: [●] Fixed, short first, Ann, Act/Act
  • Long 7yr: [●] Fixed, short first, Ann, Act/Act
• ISIN Code:
  • Long 4yr: FR001401AXB7
  • Long 7yr: FR001401AXC5
• Documentation: EMTN / €100k+100k / Euronext-Paris / French law / 3m par call
• UoP: General Corporate Purposes
• Joint Bookrunners: Crédit Agricole CIB / IMI-Intesa Sanpaolo / Natixis (B&D) / SMBC Bank EU AG / Société Générale / UniCredit
• Target Market: EU MiFID II TARGET MARKET: Eligible counterparties and professional clients. All channels for distribution to eligible counterparties and professional clients are appropriate; and the following channels for distribution of the Notes to retail clients are appropriate - investment advice, portfolio management, non-advised sales and pure execution services, subject to the distributor’s suitability and appropriateness obligations under EU MiFID II and UK MIFIR product governance, as applicable. For the avoidance of doubt, there will be no sales to retail investors under any jurisdictions in primary market. No PRIIPs or UK PRIIPS key information document (KID) has been prepared as not a packaged product
• Advertisement: The Base Prospectus is available and the Final Terms (when published) will be available at www.amf-france.org and on the Issuer’s website (https://www.mobilize-fs.com/en/finance/debt-prospectus-and-programmes).
• Timing: Books open, today's business