Tenor: 3-year, Soft Bullet with 12 months extension period if applicable
Coupon: [•]%, per annum, payable annually in arrears
Fixed Rate Business day convention: Actual/Actual (ICMA), following
Pricing Date: 06-Oct-26
Settlement Date: 13-Oct-26 (T+5)
Maturity Date: 13-Oct-29
Floating Rate Provision: Applicable in respect of the extension of the relevant Maturity Date if payment on the Final Redemption Amount is deferred pursuant to Condition 8(b) (Extension of maturity)
Floating margin: 3 month Euribor +[•]bps Act/360, following
Global Coordinator: Mediobanca
Joint Bookrunners: BofA Securities, Commerzbank, Crédit Agricole CIB, Erste Group, Mediobanca, Santander, Société Générale and UniCredit (B&D)
Fees: The Banks will be paid a fee by the Issuer in respect of this transaction
ISIN: IT0005734477
Denomination: €100,000 and integral multiples of €1,000 in excess thereof
Settlement: Euronext Securities Milan (Monte Titoli)
Documentation: Issued off the Issuer’s Euro 10 billion Covered Bond Programme dated 16-Mar-26 (and supplemented on 13-May-26 and 16-Jun-26)
Governing Law: Italian
MiFID / UK MiFIR Target market: Manufacturers target market (MIFID II / UK MIFIR product governance) is eligible counterparties and professional investors only (all distribution channels). No EU PRIIPS key information document (KID) or disclosure document required by the FCA Product Disclosure Sourcebook (DISC) has been prepared as not available to retail in the EEA or in the UK
Advertisement: This communication is an advertisement and is not a prospectus. The Base Prospectus, any applicable Supplements and the Final Terms, when published, will be available at: https://www.luxse.com