Book size: 215; First Pay: 2026-09-17; Redemption: 2031-06-17; Registration: Reg S Only; Comments: UKT 0 ¼ 07/31/31 @81.136 (Mid) @81.116 (Bid) HR 108%. Tax Call: Yes. Clean-Up Call: 75%. Regulatory Call: Yes. UKT 0.25% 07/31/31. LEI: 213800QFN24QRFQ4D993;

Exp Size: GBP150m

The proceeds of the issue of the Notes will be on-lent to Starling Bank Limited (“SBL”) by way of the Issuer purchasing an equivalent principal amount of tier 2 securities to be issued by SBL. The net proceeds of the issue of the Notes will be used by the Group for general corporate purposes of the Group and to further strengthen the Group’s regulatory capital base